Navigating a Divergent Global Economy: What It Means for Your Portfolio
In the world of investing, we often hear about the global economy as if it’s a single, unified thing. You might hear headlines that the “global economy is slowing” or “global growth is picking up.” But if you’ve been paying attention lately, you’ll notice something a little different. It’s less like a single engine and […]
Smart Tax Reliefs for Malaysian Professionals: A Guide Beyond Basic Donations
As a busy professional in Malaysia, you’re likely familiar with the basic tax reliefs for things like children’s school fees or charitable donations. But when it comes to maximizing your financial position, simply being aware of the basics isn’t enough. This guide is for those who are ready to move beyond the fundamentals. It’s a […]
A Smart Move for the Self-Employed: The Power of Voluntary EPF Contributions
Hey there. So you’re a successful freelancer, entrepreneur, or maybe you’re rocking a side gig. You’re building a career on your own terms, and that’s awesome! You’re focused on clients and growing your business, which is exactly where your head should be. But have you ever thought about your long-term financial future? Without compulsory EPF […]
Your Future Self Will Thank You: The Power of Starting Your PRS Early
As a busy young professional, thinking about retirement can feel like planning for a lifetime away. You’re focused on your career, paying down loans, and enjoying your life today. But what if we told you there’s a simple step you can take right now that will give your future self a significant advantage? This step […]
The Emotional Rollercoaster of Investing: How to Stay Calm and Stick to the Plan
Hey there. So you’ve started investing—that’s a huge step. But if you’ve been watching the market, you’ve probably felt it too: that gut-wrenching feeling when stocks drop, or the rush of excitement when they go up. It feels a lot like being on a rollercoaster, and it can be a little exhausting, right? As a […]
Bull & Bear Markets – Why You Shouldn’t Be Worried Too Much About Your Investments
In the world of investment, the jargons ‘bull’, and ‘bear’ are normally used to describe market conditions. These terms illustrate how stock markets are doing in general—that is, whether they are growing (“bullish”) or declining (“bearish”) in worth. As an investor, your investment portfolio is greatly affected by the trend of the market. Therefore, it […]
Enrich Rezeki – Is this the right savings plan for me?
Enrich Rezeki is for those who are looking to build their retirement or children’s education fund. The minimum amount of contribution per month is RM 500, equivalent to RM 6,000 per year and up to RM 50,000 per year. The example in this article is for RM 500/month @ RM 6,000 per year. How does […]
The Money Mindset Shift: From Surviving to Thriving
Remember all those New Year’s resolutions we talked about just a month ago? The excitement, the fresh start, the promise of a better year? February is when that energy often starts to fade. It’s when we’re faced with the real challenge: taking those promises and making them stick. For many, this is the exact moment […]
The Rookie Investor’s Guide: My First Steps into Unit Trusts
Happy New Year! A new year always feels like a fresh start, a clean slate for new goals and big dreams. For me, January is about more than just a calendar flip—it’s about taking my financial journey to the next level. For the past few months, I’ve been focused on helping people build a solid […]
I am single. Do I Need Life Insurance?
It is always said that a young or single person does not need a life insurance policy. After all, the main purpose of life insurance is to provide a cash payout to your dependents such as your spouse and children if you pass away. Thus, it seems logical to think that you do not need […]