Navigating a Divergent Global Economy: What It Means for Your Portfolio
In the world of investing, we often hear about the global economy as if it’s a single, unified thing. You might hear headlines that the “global economy is slowing” or “global growth is picking up.” But if you’ve been paying attention lately, you’ll notice something a little different. It’s less like a single engine and […]
Smart Tax Reliefs for Malaysian Professionals: A Guide Beyond Basic Donations
As a busy professional in Malaysia, you’re likely familiar with the basic tax reliefs for things like children’s school fees or charitable donations. But when it comes to maximizing your financial position, simply being aware of the basics isn’t enough. This guide is for those who are ready to move beyond the fundamentals. It’s a […]
A Smart Move for the Self-Employed: The Power of Voluntary EPF Contributions
Hey there. So you’re a successful freelancer, entrepreneur, or maybe you’re rocking a side gig. You’re building a career on your own terms, and that’s awesome! You’re focused on clients and growing your business, which is exactly where your head should be. But have you ever thought about your long-term financial future? Without compulsory EPF […]
Your Future Self Will Thank You: The Power of Starting Your PRS Early
As a busy young professional, thinking about retirement can feel like planning for a lifetime away. You’re focused on your career, paying down loans, and enjoying your life today. But what if we told you there’s a simple step you can take right now that will give your future self a significant advantage? This step […]
Your Guide to ETFs: From Basics to Building Your Financial Future
Investing can often feel like a complicated journey reserved for a select few. You might have heard about shares, unit trusts, and bonds, but you’re not quite sure where to begin. The world of finance can be overwhelming, but it doesn’t have to be. Fortunately, there is a powerful and surprisingly simple investment vehicle that […]
The Emotional Rollercoaster of Investing: How to Stay Calm and Stick to the Plan
Hey there. So you’ve started investing—that’s a huge step. But if you’ve been watching the market, you’ve probably felt it too: that gut-wrenching feeling when stocks drop, or the rush of excitement when they go up. It feels a lot like being on a rollercoaster, and it can be a little exhausting, right? As a […]
Inflation – What Causes It and How It Affects Us
Although the price changes of individual products over time can be easily measured, human needs encompass beyond just one or two products. To live a comfortable life, individuals require a large, and variety set of products along with a list of services. Supplies like fuel, metal, food grains; utilities such as transportation, and electricity, and […]
Bull & Bear Markets – Why You Shouldn’t Be Worried Too Much About Your Investments
In the world of investment, the jargons ‘bull’, and ‘bear’ are normally used to describe market conditions. These terms illustrate how stock markets are doing in general—that is, whether they are growing (“bullish”) or declining (“bearish”) in worth. As an investor, your investment portfolio is greatly affected by the trend of the market. Therefore, it […]
Generation Alpha – How Parents Can Be Financially Prepared for Their Future
Are you a brand-new parent? Or you have children for a while or considering to have them? You would have likely started thinking about the best for your children, and planning their future in advance will definitely aid in preparing you for many stages of your life; and also, those kids in your care. But […]
Financial Literacy for Children – the Missing Syllabus
Would you believe it if you were told that the majority of Malaysia’s young adults between the ages of 18 to 30 are accumulating debt by spending more than they earn every month? According to Finance Minister, Tengku Datuk Seri Zafrul Abdul Aziz’s statement in 2021, 40 percent of millennials spend beyond their means. In […]