Generation Alpha – Who are They?
There is a new group of generation that is growing in number – but few people have heard of them. In 4 years, they will outnumber the Baby Boomers generation and many of them will live to see the 22nd Century. Who Are They? I am talking about Generation Alpha, children of Generation Y (the […]
Financial Literacy for Children – the Missing Syllabus
Would you believe it if you were told that the majority of Malaysia’s young adults between the ages of 18 to 30 are accumulating debt by spending more than they earn every month? According to Finance Minister, Tengku Datuk Seri Zafrul Abdul Aziz’s statement in 2021, 40 percent of millennials spend beyond their means. In […]
Healthcare Benefit for SMEs, Is It Worth Considering?
As an owner of a company, you must have been thinking of the best way to provide employee benefits to your employees. After all, your employees are the crucial assets to the company, especially the ones with the best performance. The usual benefits are Paid Time Off, i.e. sick leave, maternity leave; Flexible or Remote […]
3 Reasons Why You Need a Life Planner
Have you been in a dilemma where you can’t seem to choose an insurance coverage after comparing one too many insurance proposals? Are you searching for the perfect coverage? Take note that the best coverage may not necessarily be cheap and the cheap coverage may not necessarily be the best. So, how do you find […]
The Money Mindset Shift: From Surviving to Thriving
Remember all those New Year’s resolutions we talked about just a month ago? The excitement, the fresh start, the promise of a better year? February is when that energy often starts to fade. It’s when we’re faced with the real challenge: taking those promises and making them stick. For many, this is the exact moment […]
The Rookie Investor’s Guide: My First Steps into Unit Trusts
Happy New Year! A new year always feels like a fresh start, a clean slate for new goals and big dreams. For me, January is about more than just a calendar flip—it’s about taking my financial journey to the next level. For the past few months, I’ve been focused on helping people build a solid […]
Beyond the Paycheck: Why a Medical Card is Your First Line of Defense
When I first started my journey in this industry back in April, I talked a lot about the importance of a financial plan. But a plan is only as strong as its foundation. And in these first few months, I’ve seen firsthand how quickly that foundation can crumble from a single, unexpected event. Imagine this: […]
My First Few Months in Insurance: Why a Financial Plan is Your Best Friend
I used to think that a “financial plan” was something complicated—a massive document filled with charts and figures, only for people with a lot of money. My first few months in the insurance industry have completely changed my mind. I’ve talked to so many people in this short time, and I’ve come to a powerful […]
The Best Gift You Can Give Your Child
Every parent knows that feeling—the overwhelming love and fierce desire to protect your little one. From their very first laugh to their first wobbly steps, we want to give them the world. And what’s more valuable than the gift of health and a secure future? Navigating the world of medical insurance can feel complicated, but […]
I am single. Do I Need Life Insurance?
It is always said that a young or single person does not need a life insurance policy. After all, the main purpose of life insurance is to provide a cash payout to your dependents such as your spouse and children if you pass away. Thus, it seems logical to think that you do not need […]