Saving vs. Insuring: Why You Can’t Have One Without the Other
Let’s talk about one of the biggest myths in personal finance: the idea that you have to choose between saving and buying insurance. It’s a common dilemma, right? When you’re looking at your budget, it’s easy to think, “Should I put that extra money into my savings account, or should I use it to pay […]
The Ultimate Safety Net: Why Your Emergency Fund is Your Most Important Financial Tool
You’re right. When you’re young, healthy, and a steady paycheck is coming in, an emergency fund can feel like an unnecessary step. It’s a pot of money just sitting there, not earning much interest, while you have other goals you want to save for. It can feel like a financial gimmick—something that sounds good in […]
Why Malaysia is the Best Choice for Primary, Secondary, and Tertiary Education when Compared to Other Asian Countries
Do you wanna know why Malaysia is the best choice for primary, secondary, and tertiary education when compared to other Asian countries? As a leader in industrial growth, and political stability, Malaysia is also one of the top destinations for those seeking internationally-recognised educations. Pursuing education in Malaysia will enable you with the tools to […]
Seven Ultimate Tips for Saving Money while Travelling
Who is up for travel? Travel is an amazing part of life. The chance to take in new places, meeting new people, experiencing other cultures, and to see how other part of the world lives is one of the greatest blessings one should ever had! As more and more people venture into travelling, our recent […]
For Foreigners – Why You Should Consider Living in Malaysia
If you are considering living in Malaysia for a long term, and wondering what Malaysian people are like, or how your life in Malaysia is gonna be, then you have come to the right place! This article will walk you through about your burning questions about what is it like living in Malaysia, as well […]
Diabetes – How Insurance Company Perceived and Underwrites Diabetic Applicant
What’s next to after being diagnosed as a diabetic applicant? Will you be rejected by the insurance companies? Fret not, my comrades! People with Type 1 or Type 2 diabetes can get coverage, though the policies you’ll be eligible for, and the ease of the process will depend on your type of diabetes, and the […]
Inflation – What Causes It and How It Affects Us
Although the price changes of individual products over time can be easily measured, human needs encompass beyond just one or two products. To live a comfortable life, individuals require a large, and variety set of products along with a list of services. Supplies like fuel, metal, food grains; utilities such as transportation, and electricity, and […]
Current vs Future University Cost
How much will it be for Generation Alpha to attend a university in the future? Will you, the parents, be ready when they turn 18, and are ready to enrol in higher education in the future? There is no doubt that, the university cost will be soaring even more if being compared to now or […]
Bull & Bear Markets – Why You Shouldn’t Be Worried Too Much About Your Investments
In the world of investment, the jargons ‘bull’, and ‘bear’ are normally used to describe market conditions. These terms illustrate how stock markets are doing in general—that is, whether they are growing (“bullish”) or declining (“bearish”) in worth. As an investor, your investment portfolio is greatly affected by the trend of the market. Therefore, it […]
Generation Alpha – How Parents Can Be Financially Prepared for Their Future
Are you a brand-new parent? Or you have children for a while or considering to have them? You would have likely started thinking about the best for your children, and planning their future in advance will definitely aid in preparing you for many stages of your life; and also, those kids in your care. But […]