Beyond EPF: The 3 Key Employee Benefits Every SME Should Consider
As an SME owner, you know that finding and keeping good people is a constant challenge. In the previous article, we talked about why SME employee benefits are a non-negotiable part of your business strategy. But the next logical question is: where do you even begin? You might be thinking, “My budget is limited. How […]
Why Your SME Can’t Afford to Ignore Employee Benefits in Malaysia
Employee Benefits for SMEs: A Smart Business Strategy, Not a Luxury In the competitive Malaysian market, SME employee benefits have become a game-changer. Small and medium enterprises (SMEs) face an uphill battle to attract and keep top talent, often competing against multinational corporations with deep pockets. But what if the key to winning this “war […]
Generation Alpha – Who are They?
There is a new group of generation that is growing in number – but few people have heard of them. In 4 years, they will outnumber the Baby Boomers generation and many of them will live to see the 22nd Century. Who Are They? I am talking about Generation Alpha, children of Generation Y (the […]
Financial Literacy for Children – the Missing Syllabus
Would you believe it if you were told that the majority of Malaysia’s young adults between the ages of 18 to 30 are accumulating debt by spending more than they earn every month? According to Finance Minister, Tengku Datuk Seri Zafrul Abdul Aziz’s statement in 2021, 40 percent of millennials spend beyond their means. In […]
Mastering the Foundation: Accelerating Your Capital Growth with A-Enrich Rezeki
Author’s Note: This article is a strategic deep dive into structuring your foundational wealth. If you’ve ever felt the frustration of “lifestyle creep” eating away at your hard-earned income, or if you simply want a structured space to park your active cash where it will be forced to grow, this piece is written specifically for you. […]
Healthcare Benefit for SMEs, Is It Worth Considering?
As an owner of a company, you must have been thinking of the best way to provide employee benefits to your employees. After all, your employees are the crucial assets to the company, especially the ones with the best performance. The usual benefits are Paid Time Off, i.e. sick leave, maternity leave; Flexible or Remote […]
3 Reasons Why You Need a Life Planner
Have you been in a dilemma where you can’t seem to choose an insurance coverage after comparing one too many insurance proposals? Are you searching for the perfect coverage? Take note that the best coverage may not necessarily be cheap and the cheap coverage may not necessarily be the best. So, how do you find […]
Income Protection – Do I Need it?
This article is for those contemplating on purchasing income protection. It will answer important questions to clear doubts and reservations surrounding income protection insurance. What is income protection? Income protection insurance is a long-term insurance policy that provides financial security by paying out under the circumstance that you are unable to work due to a […]
The Money Mindset Shift: From Surviving to Thriving
Remember all those New Year’s resolutions we talked about just a month ago? The excitement, the fresh start, the promise of a better year? February is when that energy often starts to fade. It’s when we’re faced with the real challenge: taking those promises and making them stick. For many, this is the exact moment […]
The Rookie Investor’s Guide: My First Steps into Unit Trusts
Happy New Year! A new year always feels like a fresh start, a clean slate for new goals and big dreams. For me, January is about more than just a calendar flip—it’s about taking my financial journey to the next level. For the past few months, I’ve been focused on helping people build a solid […]