Have you been in a dilemma where you can’t seem to choose an insurance coverage after comparing one too many insurance proposals? Are you searching for the perfect coverage? Take note that the best coverage may not necessarily be cheap and the cheap coverage may not necessarily be the best. So, how do you find the middle point of protecting yourself with the best plan and simultaneously not bursting your budget?
Don’t fret! Most people gain advise and guidance from their life planners throughout the process of buying insurance. As you can see, buying insurance will be your monthly or annual commitment and it should serve in your best interest by offering you protection against future financial risks. With diligent assistance from your life planners, you would be able to avoid future difficulties and inconveniences.
Here is a list of 3 good reasons on why you should have a life planner by your side:
1. Personalized Service
If you already have an existing policy, a professional life planner will conduct a Policy Review before proposing additional protection for you and your family. If you have never bought a policy before, a series of interviews and a Financial Health Check will be conducted to identify any gaps in protection to your current financial standing. These are done by a well trained and experienced life planner who understands your needs and priorities. By understanding your specific situation, the life planner is able to curate the best recommendation and clarify on the costing together with detailed explanations.
2. The Life Planner Works for You
People buy insurance for their protection. When tragedy strikes, any individual will be in a state of worry. Imagine an example whereby a person falls sick, recovering from a surgery or experiencing a passing of a family member. From here, the policy owner or the beneficiaries will have to prepare all documentations and make a claim. A professional life planner is in a position to act as an intermediary between the clients and the insurance company – they will sort out the documents, submit the claims, and follow up with the insurance company for you.
3. Changing Needs
Different people have different needs and circumstances, depending on their life stages. This is the trickiest thing about insurance, where it is NEVER a one-size-fits-all. A young adult entering the workforce has different needs and protection in contrast to married couples with young children, or a retiree. A professional life planner ensures clients are prepared for changes in their life stage as early as possible to protect all important aspects of their lives.
On a final note
Think of your life planner as an advisor or an advocate. He/she will handle the entire complex and difficult aspects of insurance on your behalf while providing insights and advice as necessary.
So, are you ready for a free consultation with our Life Planner? Kindly click on Contact Us, fill in your enquiries in the form and we will contact you within 1-2 working days to understand your protection needs.
