Current vs Future University Cost
How much will it cost for your children to attend university in the future? Will you, as parents, be ready when they turn 18 and enroll in higher education? There is no doubt that university costs will soar even higher compared to today, driven by relentless education inflation in both tuition fees and living expenses. […]
Generation Alpha – Who are They?
A new generation is growing rapidly in number, and many of them will live to see the 22nd century. They are shaping the future of education, consumer culture, and the modern workforce. Who are they? We are talking about Generation Alpha—the children of Millennials and often younger siblings of Generation Z. Numbering nearly 2 billion […]
Financial Literacy for Children – the Missing Syllabus
Would you believe it if you were told that the majority of Malaysia’s young adults between the ages of 18 and 30 are accumulating debt by spending more than they earn every month? Ministry and central bank data consistently highlight high youth credit card debts and over-reliance on borrowing to maintain lifestyles. Would we want […]
3 Reasons Why You Need a Life Planner
Have you ever been in a dilemma where you couldn’t seem to choose a policy after comparing one too many insurance proposals? Are you searching for the “perfect” coverage? Remember: the cheapest coverage is not necessarily the best, and the most expensive isn’t always right for you. How do you find the sweet spot between […]
Income Protection – Do I Need it?
Author’s Note: This article is designed for those contemplating income protection. It answers essential questions to clear up doubts and reservations surrounding income protection insurance. Income protection insurance is a long-term policy that provides financial security by paying out if you are unable to work due to a severe injury or long-term illness. In Malaysia, […]