A Battle I Never Planned to Fight, and the Lessons I Learned
How do I even begin to tell this story? The moment I try to go back, a wave of pain and agony washes over me. About a year and a half ago, in April 2024, just before the holy month of Syawal, I was home, battling a painful period and a relentless cough in my […]
Beyond the Degree: Insuring Your Career Journey in the Malaysian Gig Economy
You’ve graduated from the traditional 9-to-5 mindset. You’re a Malaysian gig worker—a visionary freelancer, a dedicated e-hailing driver, a passionate online business owner. Your choice of freedom and flexibility is shared by a growing number of Malaysians, with over 3 million individuals now part of the gig economy. But here’s a sobering statistic: The majority […]
A Wake-Up Call: The True Cost of Waiting for Healthcare in Malaysia
I often look at countries like Germany and wonder how they do it. Their income tax is very high (as high as 45%), and yet by law, health insurance is compulsory for everyone. It’s a system built on collective responsibility, ensuring that healthcare is a right, not a privilege. But here in Malaysia, things are […]
Smart Tax Reliefs for Malaysian Professionals: A Guide Beyond Basic Donations
As a busy professional in Malaysia, you’re likely familiar with the basic tax reliefs for things like children’s school fees or charitable donations. But when it comes to maximizing your financial position, simply being aware of the basics isn’t enough. This guide is for those who are ready to move beyond the fundamentals. It’s a […]
The New Work-Life Balance: A Financial Guide for Fresh Graduates and the Self-Employed in Malaysia
For generations, the “Malaysian Dream” was a straightforward path: graduate with a degree, land a stable 9-to-5 job, and climb the corporate ladder. But today, a new reality has emerged. You’re a fresh graduate stepping into a flexible job market, or an ambitious self-employed professional building your own empire. You’ve chosen freedom and autonomy, prioritizing […]
Digital Insurance: Revolutionizing the Way We Protect Our Lives
The insurance industry has long been a traditional, paper-based one, relying on agents and brokers to connect with customers and process policies. However, the rise of digital technology has brought about a seismic shift in the way we interact with the world, and the insurance industry is no exception. Digital insurance is rapidly transforming the […]
For Foreigners – Why You Should Consider Living in Malaysia
If you are considering living in Malaysia for a long term, and wondering what Malaysian people are like, or how your life in Malaysia is gonna be, then you have come to the right place! This article will walk you through about your burning questions about what is it like living in Malaysia, as well […]
Diabetes – How Insurance Company Perceived and Underwrites Diabetic Applicant
What’s next to after being diagnosed as a diabetic applicant? Will you be rejected by the insurance companies? Fret not, my comrades! People with Type 1 or Type 2 diabetes can get coverage, though the policies you’ll be eligible for, and the ease of the process will depend on your type of diabetes, and the […]
Diabetes – Everything You Need to Know
Did you know that Diabetes is a chronic disease? World Health Organization (WHO) defined chronic diseases, or also known as non-communicable diseases (NCD) as diseases that are long duration, and are caused by combination of physiological, genetic, behavioral, and environmental factors. The leading types of chronic diseases are diabetes, cardiovascular diseases (strokes, and heart attacks), […]
Generation Alpha – How Parents Can Be Financially Prepared for Their Future
Are you a brand-new parent? Or you have children for a while or considering to have them? You would have likely started thinking about the best for your children, and planning their future in advance will definitely aid in preparing you for many stages of your life; and also, those kids in your care. But […]