A Battle I Never Planned to Fight, and the Lessons I Learned
How do I even begin to tell this story? The moment I try to go back, a wave of pain and agony washes over me. About a year and a half ago, in April 2024, just before the holy month of Syawal, I was home, battling a painful period and a relentless cough in my […]
The New Work-Life Balance: A Financial Guide for Fresh Graduates and the Self-Employed in Malaysia
For generations, the “Malaysian Dream” was a straightforward path: graduate with a degree, land a stable 9-to-5 job, and climb the corporate ladder. But today, a new reality has emerged. You’re a fresh graduate stepping into a flexible job market, or an ambitious self-employed professional building your own empire. You’ve chosen freedom and autonomy, prioritizing […]
Saving vs. Insuring: Why You Can’t Have One Without the Other
Let’s talk about one of the biggest myths in personal finance: the idea that you have to choose between saving and buying insurance. It’s a common dilemma, right? When you’re looking at your budget, it’s easy to think, “Should I put that extra money into my savings account, or should I use it to pay […]
Income Protection – Do I Need it?
This article is for those contemplating on purchasing income protection. It will answer important questions to clear doubts and reservations surrounding income protection insurance. What is income protection? Income protection insurance is a long-term insurance policy that provides financial security by paying out under the circumstance that you are unable to work due to a […]
The Money Mindset Shift: From Surviving to Thriving
Remember all those New Year’s resolutions we talked about just a month ago? The excitement, the fresh start, the promise of a better year? February is when that energy often starts to fade. It’s when we’re faced with the real challenge: taking those promises and making them stick. For many, this is the exact moment […]
More Than Just Funerals: The Real Reason You Need Life Insurance
In the quiet moments of my work, speaking with families across Klang Valley and beyond, I’ve learned that money isn’t just about numbers. It’s about love. It’s about the silent promises we make to those we hold dearest. Before I joined this industry, the phrase “life insurance” often brought to mind a somber, uncomfortable topic […]